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All Credit Cards

Credit One Bank® Platinum Visa® for Rebuilding Credit

  • Receive 1% cash back rewards on eligible purchases, terms apply

The Children's Place Credit Card

  • 30% Off your first purchase using your new card.
  • 20% Off a future purchase when you get your card.
  • 25% Off for your kids' birthdays. May only register up to 4 kids' birthday(s) per account.
  • Earn 2 points for every $1 spent in store & online at The Children's Place. Receive $5 rewards certificate for every 100 points earned.
  • Free standard shipping every day.

Deserve® Edu Mastercard for Students

Using a nontraditional approval process, the Deserve Edu Mastercard for Students helps international students and those without a credit history get access to credit and start building a reliable credit score.

Dillard's Store Card

  • Earn a 10% Off Welcome Shopping pass in your first statement when you open an account and charge $100.
  • Earn 2 Dillard's Reward Points per one dollar spent in net purchases at Dillard's.
  • Reach 1,500 points and earn your choice of rewards: 10% off rewards shopping pass or $10 rewards certificate.
  • Exclusive events and offers.
  • Shop your way to Elite Status and maintain that status by spending $2,000 in net purchases or more each calendar year.

Discover it® Balance Transfer

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it 18-month balance transfer card pairs a generous balance transfer promotion with a solid first year bonus.

Discover it® Cash Back

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.

Discover it® Secured

The Discover it Secured is a rewards credit card for individuals who are new to credit, have poor or bad credit, or are rebuilding credit. As a secured credit card, the Discover it Secured has a minimum security deposit of $200, but cardholders have the option to select a higher deposit amount at the time of account opening. With the Discover it Secured, cardholders can earn 2 percent cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1 percent cash back rewards on all other purchases made with the credit card.

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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