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Best 0% APR Credit Cards

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

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Best 0% APR Credit Cards List

American Express Cash Magnet
Card Details

American Express Cash Magnet

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Citi® Diamond Preferred® Card
Card Details

Citi® Diamond Preferred® Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Chase Freedom Unlimited®
Card Details

Chase Freedom Unlimited®

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Bank of America® Travel Rewards
Card Details

Bank of America® Travel Rewards

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Blue Cash Everyday® Card
Card Details

Blue Cash Everyday® Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Bank of America® Cash Rewards Credit Card
Card Details

Bank of America® Cash Rewards Credit Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Quicksilver Rewards From Capital One
Card Details

Quicksilver Rewards From Capital One

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

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What Credit Cards Are Available? (7)

American Express Cash Magnet
Card Details

American Express Cash Magnet

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Citi® Diamond Preferred® Card
Card Details

Citi® Diamond Preferred® Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

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Chase Freedom Unlimited®
Card Details

Chase Freedom Unlimited®

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Bank of America® Travel Rewards
Card Details

Bank of America® Travel Rewards

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Blue Cash Everyday® Card
Card Details

Blue Cash Everyday® Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Bank of America® Cash Rewards Credit Card
Card Details

Bank of America® Cash Rewards Credit Card

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

Quicksilver Rewards From Capital One
Card Details

Quicksilver Rewards From Capital One

Hey, even if you’re not looking for another credit card, discovering new credit card offers for a 0% intro APR can be incredibly exciting! A low-interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. But is taking advantage of a 0% intro APR offer the right decision for you? Before you rush off to apply for a 0% intro APR card, make sure you understand how the offer works, as well as how you plan to use the card. 1.Types of 0% APR offers You may heard about APR for many times, but do you really understand what it is? A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. 0% APR offer for purchases It means you won’t be charged interest on your purchases for a certain period of time as determined by your credit card co

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About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

Popular Credit Card

Macy's Credit Card
Target Credit Card
Sams Credit Card
Lowe's Credit Card
Milestone® Mastercard® - Bad Credit Considered
Best Buy Credit Card
Walmart Credit Card
Victoria's Secret Angel Credit Card
Old Navy Credit Card
JCPenney Credit Card
Amazon Credit Cards
Home Depot Credit Cards
Kohl's Credit Card
tjx rewards credit card
Capital One Credit Cards
Sears Credit Card
GAP Credit Card
Banana Republic Credit Card
Bank of America Credit Cards
Citibank Credit Cards
AAdvantage Credit Cards / American Airlines Credit Cards
Menards BIG Credit Card
Expedia Credit Card
At&t Universal Credit Card
Big Lots Credit Card
Southwest Airlines Credit Card
Toys R Us Credit Card
American Eagle Outfitters Credit Cards / AEO Credit Cards
Sam's Club Credit Cards
Ulta Credit Card
Express NEXT Credit Card
Lane Bryant Credit Card
New York And Company Credit Card
Firestone Complete Auto Care Credit Card
GameStop credit card
View All Credit Card
Advertiser Disclosure

We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.

The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In credits-life, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.

Credit Score

Excellent Credit

750 — 850

Good Credit

700 — 749

Fair Credit

640 — 699

Bad Credit

300 — 639

Limited Credit

Less than 3 years of credit history

Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.