We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.
Limited-time Special Offers You Must Know
Here you can find limited-time offers that'll help you maximize savings, earn reward points, enjoy additional benefits and more. They're always changing, so check back often to see the latest and greatest.
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Special Offers of Home Goods
HOME FURNISHINGS
Request the 12-month Club Plan on purchases of $200 or more
FURNITURE
Request the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan on purchases of $2,500 or more
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Easier to pay & take it home today
Qualifying new transactions will no longer be automatically placed on 6 or 12 months special financing plans giving you the flexibility to choose from available financing options.
6-months same as cash if paid in full within 6 months on purchases over $250
12-months same as cash if paid in full within 12 months on purchases over $750
Optional Rewards
Earn 10% back in Reward Dollars* or opt for 12 months special financing** when you shop with your west elm card.
Furniture Row 4 Years No Interest
On purchases of $1999 or made with your Furniture Row Platinum Credit Card through 03/14/19. Equal monthly payments required for 48 Months. No down payment except amount equal to sales tax & delivery.
WALL TO WALL SALE: 03/01/19-03/14/19
Expired on: 03/14/19
Best Buy Limited time: 24 month financing
No interest if paid in full within 24 months for a limited time on NordicTrack studio cycles and commercial treadmills $649 and up when you use your My Best Buy® Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 24 months.
Expired on: 3/24/2019
SEARS Home Appliances
5% off ON SELECT HOME APPLIANCES (C) ITEMS OR NO INTEREST IF PAID IN FULL WITHIN 12 months on select home appliance (C) items over $499+. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card.
Expired on 04/06/2019
SEARS Fitness
5% OFF ON FITNESS EQUIPMENT (C) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on fitness equipment (C) items over $299+.
Expired on 04/06/2019
SEARS Lawn & Garden
5% OFF ON LAWN & GARDEN (D) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on lawn and garden (D) items over $299+.
Expired on 04/06/2019
SEARS Outdoor Living/ Seasonal
5% OFF ON OUTDOOR LIVING (H) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**on outdoor living (H) items over $299+.
Expired on 04/06/2019
SEARS Mattresses
5% OFF ON SELECT MATTRESSES/FOUNDATIONS ITEMS (P) OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on select mattresses/foundations (P) items over $599+. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card.
Expired on 03/09/2019
SEARS Furniture
5% OFF ON SELECT FURNITURE (L) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:
- 12 months** on select Furniture (L) over $299+ - $599+
- 18 months** on select Furniture (L) over $599+
Expired on 04/06/2019
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About credits-life
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.
How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.